Payment Methods
Payment Methods
We provide our customers with a range of different payment methods, which include:
- Credit Cards: All Visa, MasterCard and American Express Credit Cards are accepted
- Debit Cards (India): All Visa and Maestro Debit Cards are accepted.
- PayPal
- Net Banking
- Cash Cards
- Mobile Payments
- Bank Deposit
Cash on Delivery (India only, not all areas covered)
- Credit Cards / Debit Cards
For Cards issued in India, we support Visa, American Express, Diner’s Club and JCB Cards, through ccAvenue Payment Gateway.
For Cards issued outside India, we support all of them through our PAYPAL payment gateway.
- Net Banking
We support the following banks for Net Banking through ccAvenue payment gateway: Andhra Bank, Axis Bank, Bank of Bahrain & Kuwait, Bank of Baroda, Bank of India, Bank of Maharashtra, Citibank, City Union Bank, Deutsche Bank, Federal Bank, HDFC Bank, ICICI Bank, IDBI Bank, Indian Overseas Bank, IndusInd Bank, ING Vysya, Jammu & Kashmir Bank, Karnataka Bank, Karur Vysya Bank, Kotak Mahindra Bank, Lakshmi Vilas Bank, Oriental Bank of Commerce, Punjab National Bank, South Indian Bank, Standard Chartered, State Bank of Hyderabad, State Bank of India, State Bank of Mysore, State Bank of Travancore, Syndicate Bank, Tamilnad Mercantile Bank, Union Bank of India, United Bank of India, and more…
Note: More banks get added all the time. It is likely that your bank is now supported!
- Cash Cards
You can pay using any DONE Card, Itz Cash/ NoQ 24×7, and OxiCash through our ccAvenue Payment Gateway.
- Mobile Payments
You can make mobile payments using State Bank of India / Paymate through our ccAvenue Payment Gateway
- Bank Deposit
You can also directly deposit your payments into our bank account by cheque or cash (Kotak Mahindra Bank). Please email us at info@spritualdiva.com or call us at +91-9899245135 to inform us of your payment once done.
- Cash on Delivery
Category 1: Loose gemstone without any additional certificate – In this case, we don’t need any advance. For such orders, the customer can pay 100% of the amount at the time of delivery.
Category 2 : In case the order is placed for gemstone mounted in jewelry and/or if the customer demands any additional certificate, such orders are not eligible for 100% payment at the time of delivery. An advance payment of 25% of the billing amount is required for processing such orders. For gold jewelry, an amount of INR 10,000 is applicable as an advance payment.
In case the order under Category 2 is cancelled, the advance amount will not be refunded because we would have already borne that additional cost
